Drawing everyday is something that took time for me to develop. It really helped having a friend that drew everyday that I could go sketch with. Somewhere in there I fell in love with doing it, and now i can’t NOT draw everyday. Its something I wake up wanting to do. I think the problem most people have is they expect every drawing to be good, but that just doesn’t happen. If you draw for a couple hours, you’ll START to feel good about your drawings. But usually thats just when I’m starting to get warmed up. Just try to learn to love learning… and exploring in your sketches. If you can do that, everything else will fall into place.
I feel your pain regarding the expensive tuition of art schools. It can be very disheartening. Fortunately, there are many alternatives that I feel are good for maybe what you are looking for.
These alternatives that I am suggesting, probably won’t give you the equal type of education one may receive at an art school.(such as making and completing a film, the environment, the unique community etc) But from what I’ve seen, they have nurtured and opened doors for many individuals that are working in the industry now.
One that comes to mind is Concept Design Academy: http://conceptdesignacad.com/
Many of my professional industry friends once taught, or still teach there. They have teachers directly from many of the big studios.
Animation Mentor: (http://www.animationmentor.com/) also comes to mind.
And most of all, I would say that the most important factor is your own passion and motivation. There are plenty of artists at Disney that come from very remote places and schools I have never heard of, but obviously were dedicated and focused enough to bring about personal artistic growth that were more than good enough to get them jobs.
Wish you the best.